Find an ATM

There is never a charge to use Gulf Coast Educators ATMs, but some other financial institutions impose fees called “surcharges” when you use their ATMs. Not nice. To avoid these fees, we’ve partnered with the Allpoint Nationwide Network. Look for one of the more than 55,000 Worldwide Allpoint ATMs for a “No Surcharge” ATM near you. You’ll find Allpoint ATMs in retail locations such as Walgreens, CVS, Target and more. Last month alone, our members saved over $30,000 in surcharges by using Allpoint ATMs. That’s money that our members got to keep. We now offer Co-op ATMs free of charge! You can find co-op ATMs here. We will stop providing Allpoint ATMs on July 1st.

Find an Allpoint “No-Surcharge” ATM near you.

Using the Allpoint search feature will redirect you to the Allpoint website. Gulf Coast Educators Federal Credit Union is not responsible for the content of the alternate website.

Shared Branching

Using shared branches allows our members to conduct certain types of transactions at participating credit union locations throughout the US. With over 5,000 locations, you’re never far from your credit union accounts. There are limits to the types of transactions you can do at a shared branch, so please call ahead to confirm.

Mobile Check Deposit – Using Remote Deposit Capture (RDC), you can deposit your check by taking a picture of it with your phone. Click here for instructions.

Allpoint ATMs – GCEFCU is part of the Allpoint Network, which offers 55,000 fee-free ATMs all over the world. Click here to find your nearest free ATM.

Online Banking – You can access your account online at anytime using a desktop computer or via our mobile app. With online banking, you can check your account balance, deposit checks, bay bills, and more.

Account Aggregation – Tired of withdrawing money from one credit union and having to drive to the other to make a deposit? You can do that online now. Click here to learn how to easily transfer money online to your other bank.

Download our Mobile App

If you haven’t done so already, download the GCEFCU mobile app to access your account anytime, anywhere. You can download our mobile app for free from App Store or Google Play for your mobile device.

Credit Union Routing Number

The credit union’s routing number, also known as an ABA number, is 313087286.

Observed Holidays

All GCEFCU locations will observe the following holidays and all GCEFCU locations will be closed on these days:

If there is an emergency closure, the credit union will post a notification on our homepage.

Important information about holidays that fall on a Monday
If a credit union observed holiday falls on a Monday, it will have the following impact to members:

• Unless otherwise noted, all GCEFCU locations will observe normal Saturday hours prior to the Monday holiday so members can make deposits and withdrawals
• Direct deposits and debits will be posted on the Friday prior to the Monday holiday and not again until Tuesday morning following the Monday holiday
• Remote deposits made using our mobile app won’t post on the Monday holiday nor on weekends. This means that in order to have a deposit credited to an account prior to the Monday holiday, the remote deposit would need to be made before 3:30 PM on the Friday prior to the Monday holiday. All remote deposits made after that time will post on Tuesday after the holiday at 9 AM.
• Night drop deposits made at our branches before Saturday hours will be posted on Saturday prior to the Monday holiday. All deposits made after will be deposited Tuesday morning.